1st Constitution Bank

Retail Loan Rates
Automobile 2008 and Newer - (Up to 72 months) Up to 100% financing of the vehicle not including tax, tags, or other programs purchased. May include 2008 and Newer models. 7.00%* APR


Automobile - 2003-2007 (Used) (Up to 60 Months)
Up to 100% financing of the NADA Loan Value 2002
7.25%* APR

Fixed Home Equity
80% LTV (up to 15-year amortization)
Type	APR*	Discounted APR*
1 to 5 years	6.24%	5.99%*
6 to 7 years	6.49%	6.24% *
7 to 10 years	6.75%	6.49% *
11 to 15 years	6.99%	6.74% *

Revolving Home Equity*
80% LTV (20 year amortization)

New York City Prime **	Minus 1% floating	with auto deduction
New York City Prime **	plus 0% floating	without auto deduction

Floor rate of 5.0% * Automatic debit from a 1st Constitution Bank account (.25% discount on rate) * Annual Percentage Rates (APRs) shown in the new car example are for a minimum loan amount of $10,000 includes auto charge. APRs for a new car loans may range from 7.00% to 8.74% APR, and is based on an evaluation of your credit application. Other rates and terms available. Rates and programs are subject to change without notice. * Annual Percentage Rates (APRs) shown in the used car example are for a minimum loan amount of $10,000 includes auto charge. APRs for a used car loans may range from 7.25% APR to 9.24%, and is based on an evaluation of your credit application. Other rates and terms available. Rates and programs are subject to change without notice. **(as published in the Wall Street Journal Rate Table) Email or call: 609.655.4500

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009

Equal Opportunity Housing Lender

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IMPORTANT INFORMATION ABOUT PROCEDURES

FOR OPENING A NEW ACCOUNT

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What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.